Hi, I’m Elisabeth Dawson, and over the past 27 years as a financial advisor, I’ve had one mission: to help people design a retirement that feels as fulfilling as it is financially sound.
I created the Retirement Income for Life Blueprint™ because I saw how often retirees were left guessing—guessing how much they could spend, where their income would come from, and how long it would last. Traditional financial planning often stops at accumulation. But retirement is a distribution game. And it needs a new kind of plan.
In this article, I’ll walk you through exactly what our Retirement Income for Life Blueprint™ is, how it works, and why it’s a game-changer for your retirement.
What Is the Retirement Income for Life Blueprint™?
The Retirement Income for Life Blueprint™ is a personalized, step-by-step roadmap that shows you how to turn your savings and assets into reliable, sustainable income throughout your retirement.
It’s not a product. It’s not a generic budget. It’s a coordinated strategy that integrates every piece of your financial picture—your investments, insurance, Social Security, taxes, and cash flow—into a living, breathing system that works for you.
At Its Core, the Blueprint Answers These Questions:
- Where will your money come from each month?
- How much can you safely spend without running out?
- What’s the most tax-efficient way to draw income?
How do you protect your lifestyle against inflation, longevity, and market risk?
Why Most Advisors Don’t Offer This (And Why That Should Concern You)
Most financial advisors are focused on wealth accumulation—they help you build wealth but stop short of helping you spend it wisely.
They may sell you mutual funds, manage your 401(k), or give you vague withdrawal advice like “just stick to the 4% rule.”
But here’s the truth: That’s not enough… and it’s likely setting you up for failure.
If your advisor isn’t talking about sequence of returns risk, Roth conversion timing, or long-term income sustainability, they’re leaving massive gaps in your plan—and in your peace of mind.
What Makes Our Process Different
Our proprietary Retirement Income for Life Blueprint™ is built with intention and precision. Most importantly, it’s built around you at the center.
Here’s how our approach stands apart:
1. We Start With Your Vision
We talk about what you want from retirement—travel, lifestyle, legacy, support for loved ones—and then reverse-engineer your plan to fund it.
2. We Build a Clear Income Strategy
We map out income from every source: Social Security, pensions, IRAs, Roths, annuities, rental income, and tax-free income like properly structured life insurance.
3. We Coordinate for Tax Efficiency
We minimize tax drag with thoughtful withdrawal sequencing, proactive Roth conversions, and strategies to lower your future RMDs.
4. We Stress-Test the Plan
We test your plan against market downturns, rising healthcare costs, inflation, potential long-term care needs, and living to 100+ so you know your plan is built to last—and able to weather whatever life throws your way.
5. We Review and Adjust Annually
This isn’t a one-and-done document. Your plan evolves with you. We meet regularly to update projections and adjust for changes in life or law.
What’s Inside the Retirement Income for Life Blueprint™
When you receive your personalized Blueprint, you’ll walk away with:
- A year-by-year income map from now through your projected longevity
- A timeline for when and how to draw from each account
- A tax impact analysis
- Inflation-adjusted income targets
- Contingency plans for major expenses (e.g., long-term care)
- Strategic uses of insurance and annuities for guaranteed income
- A clear spending plan to support the retirement lifestyle you want
It’s comprehensive. It’s custom. And it’s confidence-building.
Why You Need It—Now
If you’re within 5–10 years of retirement, now is the time to build your income strategy.
However, it’s never too early to start. The earlier we can plan:
- The more tax flexibility we have
- The better we can time your income sources
- The more years you can enjoy your lifestyle without worry
Waiting until after retirement to build a plan is like building the airplane after you’ve taken off. You don’t want to wing it with your life savings.
FAQs
1. How is this different from a typical retirement plan?
Most plans focus on savings goals. The Retirement Income for Life Blueprint focuses on how to spend those savings strategically to last a lifetime—while minimizing risk and taxes.
2. Is this only for people who are already retired?
No! The ideal time to start is 5–10 years before retirement (or earlier!) but even if you’re already retired, this blueprint can help you course-correct and improve your income outcomes.
3. How much does it cost?
The initial session to explore your personalized Retirement Income for Life Blueprint is complimentary. It’s our way of showing you what’s possible.
4. Can the blueprint help reduce taxes?
Absolutely. We factor in tax-smart withdrawal sequencing, Roth strategies, and tax-advantaged income tools to help you keep more of what you’ve earned.
Let’s Build Yours Together
👉 Get your personalized Retirement Income for Life Blueprint—schedule your Complimentary Income Strategy Session now.
Our team willl help you clarify where you stand, where you’re going, and how to get there—step by step.
You’ve worked hard to save your money. Now it’s time to make that money work for you.
A Retirement Income for Life Blueprint™ gives you more than just numbers—it gives you clarity, confidence, and a structured plan to enjoy the retirement you deserve.
If you want to avoid guesswork, reduce taxes, and retire with purpose, let’s get started.
Schedule your free consultation today by calling (619) 640-2622 or by clicking here.